Terms & Conditions

Last updated: February 20, 2026

These Terms & Conditions govern your use of FreelancerTax.ca and any digital products purchased through our store. By purchasing or downloading any product, you agree to these terms.

1. Products & Delivery

FreelancerTax.ca sells downloadable digital products including spreadsheet templates (Excel/Google Sheets format), checklists, calculators, and related tax planning tools. All products are delivered electronically via instant download after purchase.

2. License & Usage

• Each purchase grants a single-user, non-transferable license for personal or business use.
• You may use the product for your own tax planning and bookkeeping purposes.
• You may not redistribute, resell, share, or sublicense the product.
• You may not claim the product as your own creation.
• Modifications for personal use are permitted.

3. Disclaimer & Limitation of Liability

Our products are designed to help with tax planning and bookkeeping. They are provided "as is" for informational and planning purposes only and do not constitute professional tax, legal, or financial advice.

Every tax situation is unique. We strongly recommend consulting a qualified tax professional (CPA, tax lawyer, or licensed accountant) for advice specific to your circumstances before making tax decisions or filing your return.

To the maximum extent permitted by law, FreelancerTax.ca and LJY Financial Consulting Inc. shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of our products, including but not limited to: errors in tax filings, missed deductions, CRA penalties, interest charges, or any financial losses.

By purchasing and using our products, you acknowledge that you are solely responsible for verifying all tax calculations, rates, and information against current CRA guidelines before filing.

4. Accuracy & Currency

We make every effort to ensure our products reflect current CRA rules and tax regulations as of the stated tax year. However, we do not warrant or guarantee the accuracy, completeness, or currency of any information provided. Tax laws change frequently — we are not responsible for legislative changes that occur after product creation or purchase. Always verify against official CRA resources at canada.ca.

5. Payments

All payments are processed securely through Stripe. Prices are listed in Canadian Dollars (CAD) unless otherwise noted. Applicable taxes are calculated at checkout.

6. Intellectual Property

All products, content, branding, and materials on FreelancerTax.ca are the property of LJY Financial Consulting Inc. and are protected by copyright law.

7. Changes to Terms

We reserve the right to update these terms at any time. Changes will be posted on this page with an updated date.

8. Contact

Questions? Email us at [email protected]

LJY Financial Consulting Inc.
Toronto, Ontario, Canada